Selection Process

Housing Information Sessions

For announcements about upcoming Housing Information Sessions, please check our News page.

Important Eligibility Information

To qualify for a Habitat home you must:

  • Live in housing that does must not meet your family’s
    needs. It may be in poor shape, too costly, unhealthy,
    unsafe, too small, etc.
  • Have steady income, but be unable to afford or obtain
    a conventional mortgage.
  • Be able to and prepared to contribute 500 hours of
    sweat equity (250 for a single parent family) on the
    building of your own home and participate in other
    Habitat projects and community activities.
  • Have a total family income within the specified range (see chart)

 

2009 Eligibility Chart

Minimum Income of $20,000. required for consideration.

Family Size

Maximum total family income before taxes

3 persons

earn up to $28,504.00

4 persons

earn up to $34,609.00 

5 persons

earn up to $39,253.00

6 persons

earn up to $44,271.00

 

What will this involve for you?

  • You will complete 500 hours of sweat equity for a family and 250 hours for single -parent families before moving into your house.
  • You will help publicize your house before and after it is built. Publicity is important because it helps bring in new volunteers and money for additional Habitat houses so more families can be helped.
  • You may continue to support Habitat through working as a volunteer and speaking positively about how Habitat has helped your family.
  • You will make regular interest free, monthly payments on your mortgage.
  • You will disclose your income to Habitat on an annual basis.
  • You will maintain your home in good repair.

What will you gain from this experience?

  • You will have the satisfaction of buying a home of your own.
  • You will have an interest-free mortgage which costs much less than a traditional bank mortgage.
  • You will develop maintenance skills learned through your sweat equity.
  • You will have pride in helping other families by contributing sweat equity on other homes during/or after your build.
  • You will get a sense of community from working with other volunteers.

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